Frequently Asked Questions

What is a structured settlement?
Often a person is awarded a structured settlement that makes regular payments to them instead of a lump sum cash settlement. These awards can be the result of lawsuits, lottery awards, divorce, etc.

My circumstances have changed. Can I get a lump sum of cash instead?
Unfortunately, you cannot convert the initial settlement terms. Your alternative is to sell your settlement to someone else. That’s where we can help you find a credible, honest company to help you through the entire process. We are experts in the structured settlement business and know who the best and worst companies are. It’s critical for your own protection that you work with the right company.

How much is my settlement worth if I sell it?
Be careful! It depends on the amount of your payments, the term of your settlement, and a number of other factors. Some of the unsavory players in our business will quote you a high number to get you started and then change the price as you get further into the process. This dishonest bait and switch tactic is common and we refuse to work with anyone that uses it.
To give you a rough idea, we have created a calculator to give you a ballpark range. Before you commit to anything, you will get an exact price.

Do you have any tools to help me figure out the value of my settlement?
Yes, see our structured settlement calculator.

How long will it take to get my money?
Generally, it takes 8-12 weeks to happen. Good companies will give you an exact closing date.

Is there any government protection for me?
Most states have specific laws to protect you. These laws generally require a full disclosure of all the terms of the sale. This includes the discount rate, number of payments and any charges for breach of the agreement. You can learn more here.

How do I get started?
Start with a no cost, no obligation call. Or, give us some basic information and we’ll give you the facts. You’ve got nothing to lose. Complete the simple form on the right to get started.

More FAQs

Can I cash out my structured settlement annuity?

How to calculate the present value of a structured settlement?

How to get a lump sum from a structured settlement?

How much money can I get for my structured settlement?

How does selling your structured settlement work?

How long does it take to receive money from a structured settlement?

How to get money from my annuity settlement?

What percentage is taken when selling a structured settlement?

What taxes do I owe if I sell my structured settlement?

Why do insurance companies pay structured settlements instead of a lump sum?

Can I get a bank loan with a structured settlement?

Can you cash out part of a structure settlement?

How much do structured settlement brokers charge?

What documents do I need to sell my structured settlement?

Do I have to go to court to sell my structured settlement?

Is selling a structured settlement allowed?

Why do I receive less than the full amount when selling my structured settlement?

What if I have sold part of my structured settlement before?

I have another quote - can you beat other offers to buy my structured settlement?