The internet is filled with all sorts of web sites that claim to help you find a structured settlements calculator. The truth is, there are very few truly free websites offering any kind of service like this one. The majority of these sites that promise to show you how much your structured settlements are worth will require some kind of payment before they give you any results. It’s almost as if the site is trying to make money by tricking you into purchasing something.

If the web site doesn’t require any type of fee, you should be able to get access to a structured settlements calculator fairly easily. Unfortunately, most of the sites offering to do just this for you require payment to continue using their services. The best way to avoid getting into a pay-to-click trap is to research the company you’re considering.

A real structured settlements calculator is simply a spreadsheet that allows you to input your details and see how many years you’ll be receiving payments. This is what’s called an “independent calculator.” The reason this type of site works so well is because they’re based on historical data rather than current value. In other words, they take into account past income trends in order to determine how long you’re likely to receive structured settlements. In addition, this approach is very accurate and never varies.

The best way to find a real structured settlements calculator on the web is to look through a search engine. Simply enter the information needed to locate a site that will let you see how many payments you’ll receive and a number of other details, including a price tag. Most of these sites will require a minimal fee, but you want to make sure you know what you’re getting before making a final choice.

For a couple of years, financial institutions were not required to give out information on their settlement recipients, so the public didn’t have access to the data that is now available. Thankfully, Congress passed legislation that was put into place that made this information publicly available. The result has been a flood of websites that can provide information on how much your structured settlements are worth and how long you’ll be receiving regular payments.

There are a lot of sites that offer these types of settlement calculators for free. All you really need to do is find one that meets your needs.