# Structured Settlement Calculator

Structured Settlement Calculator is a helpful tool to help in making decisions of selling a structured settlement or accepting an annuity. It helps in determining if you can afford a lump sum payment and also determines the time needed to access the lump sum once you have sold it. This tool is widely used in the financial world. However, there are many factors to be considered in using this financial tool.

Structured Settlement Calculator: To know how much cash you will receive for selling your structured settlement payments, use the Structured Settlement Calculator. Enter the figures below into the “calculate” box to see the amount of your structured settlement payments: Number of years needed for payout: = Number of payments needed: x What time period is needed to complete the sale: y Sell at the earliest possible date: z How much money is needed for the selling of structured payments: How many years are the installments paid for: c How many installments are involved in the sale: d How much is the total payment minus the value of each month’s installment: e Sell at the latest possible date: f How many years are involved in the payment plan: g How many installments are involved in the payment plan: h How much is the annual percentage rate or APR: i How much will you earn after paying the lump sum amount: j How much will you lose to surrender the annuity: k How to handle withdrawals of money: l

Structured Settlement Calculator: To know your future financial plans, use the Structured Settlement Calculator. Enter the details in the boxes, according to your future needs. The first number you will get will be the Present Value of the lump sum settlement. This number takes into account the present value of future payments, less surrender value. It is an indication of what you can actually receive in the future.

If you want to know the value of future structured settlements, check out the Current Value column on the Structured Settlement Calculator. Enter the current value and in between will be Adjustments. These numbers will represent the future payments, less surrender value. They must equal one before proceeding with the rest of the steps.

Your surrender value represents the amount you surrender to your creditor, if you decide to move on with the settlement. There are several factors that affect this amount. A high lump sum payout will obviously give you more money than a low payout. To know how much you will be able to get from a structured settlement calculator, check out the General Considerations section in the calculator.

Last but not least, the total settlement payout will tell you the total money you will get in your structured settlement if you move forward. The calculator also includes the interest, taxes, if any are included, and monthly payments for you and your beneficiary. By using a structured settlement calculator, you will get an idea about how much you could get from your settlement, depending on many different factors. It is a great tool for anyone who wants to know what he or she could get from a settlement, and for anyone looking to buy insurance or investment opportunities that involve settlements.