A Structured Settlement Calculator is an online calculator that can be used to determine the amount of money that can be received from a settlement. This information is needed for every individual who wants to receive the maximum amount from a settlement. There are different calculators available on the internet for free. However, they do not provide all the data that one needs to determine the maximum amount of money that can be received.

Present Value Calculator As the name suggests, this present value calculator determines the value of future annuities or structured settlements based on current prices. This calculator gives the current discounted value of a future settlement payment and the effective annuity or structured settlement rate. Using this information, individuals will be able to determine how much money they would receive if they sold all or some of their remaining payments. The current discounted value is the amount the investor will receive minus the current price.

Discounted Rate Calculator A structured settlement calculator that offers discounted rate estimates is an integral part of any decision regarding settlement. When using this tool, individuals can determine how much money they would receive from selling future payments. This calculation takes the present value of the settlement and subtracts the expected interest rate. It then calculates the amount that will be earned through the years, a number of years and total time it takes to pay a lump sum amount to the beneficiary. This tool is very useful because it helps an individual to make a well-informed decision.

Lifetime Potential Calculator The fourth type of calculator that can be found on the internet is the lifetime potential of receiving future structured settlement payments. This calculates future annuities by assuming a person’s lifestyle after retirement and then comparing it with the average life expectancy of those who have lived their life to that point. By doing this, the investor determines whether or not the payments are a good investment considering the current lifestyle of the individual. This tool is also useful when individuals receive generous compensation as a result of wrongful death or medical malpractice.

Discount Rate Calculator This type of tool allows users to determine the discount rates that are associated with structured settlement sales. These rates are usually published by third-party companies who offer the annuitant a quote on a sale. They use certain assumptions for the future prices of commodities and in turn, determine the discount rate. This is a commonly used discount rate for any sales transaction, as it takes into account the taxes, inflation and charges for living longer. A reputable broker will make use of this type of tool when presenting their client with a proposal. This is especially true when the settlement deal is a large one that could potentially payout a large sum of money to the beneficiary.

Annuity Calculator Another important tool on the internet that can be accessed with a Structured Settlement Calculator is an annuities calculator. An annuities calculator determines the value of an annuity based on a variety of assumptions and variables. Some of the factors used in the calculation are life expectancy, current employment, accident history, gender, total assets and investments, and more. All of these factors and more are analyzed in order to come up with an expected payout amount on a structured settlement annuity. This is a great way to evaluate different options when buying an annuity that requires payments.