Frequently Asked Questions
What is a structured settlement?
Often a person is awarded a structured settlement that makes regular payments to them instead of a lump sum cash settlement. These awards can be the result of lawsuits, lottery awards, divorce, etc.
My circumstances have changed. Can I get a lump sum of cash instead?
Unfortunately, you cannot convert the initial settlement terms. Your alternative is to sell your settlement to someone else. That’s where we can help you find a credible, honest company to help you through the entire process. We are experts in the structured settlement business and know who the best and worst companies are. It’s critical for your own protection that you work with the right company.
How much is my settlement worth if I sell it?
Be careful! It depends on the amount of your payments, the term of your settlement, and a number of other factors. Some of the unsavory players in our business will quote you a high number to get you started and then change the price as you get further into the process. This dishonest bait and switch tactic is common and we refuse to work with anyone that uses it.
To give you a rough idea, we have created a calculator to give you a ballpark range. Before you commit to anything, you will get an exact price.
Do you have any tools to help me figure out the value of my settlement?
Yes, see our structured settlement calculator.
How long will it take to get my money?
Generally, it takes 8-12 weeks to happen. Good companies will give you an exact closing date.
Is there any government protection for me?
Most states have specific laws to protect you. These laws generally require a full disclosure of all the terms of the sale. This includes the discount rate, number of payments and any charges for breach of the agreement. You can learn more here.
How do I get started?
Start with a no cost, no obligation call. Or, give us some basic information and we’ll give you the facts. You’ve got nothing to lose. Complete the simple form on the right to get started.